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¾­µä´ó¹Ï faculty member Dr. Kevin Garrett joined Pacific Crest Federal Credit Union for a video that takes a close look at how our minds react when a threat feels real. Dr. Garrett is the Program Director and Clinical Director of the Marriage and Family Therapy (MFT) program at ¾­µä´ó¹Ï. In this episode, Billy Redd and Dr. Garrett listen to an individual's experience with scammers who claimed to be with the Sheriff's Office and threatened arrest. His automatic fight-or-flight response took over — and he ended up losing $3,000. With scams and fraud on the rise, Dr. Garrett explains how to pause, create mindfulness, and think logically when fear starts to take control. His guidance offers practical tools that may help others avoid similar situations.